The Health Savings Plan comes with comprehensive prescription drug coverage, including an enhanced prescription drug benefit.
Filling Your Prescriptions
You can fill short-term prescriptions (30 days or less) at a network pharmacy (registration and log in to Express Scripts is required); to get medications you take regularly, you must use Express Scripts Smart90 mail order or Walgreens retail pharmacies.
For all other prescription drugs, you’ll pay 100% of the cost— but only until you meet your annual combined medical and prescription drugs deductible. At that point, the plan will begin to share costs with you, based on the type of medication prescribed (generic, formulary brand, or non-formulary brand), until you meet the out-of-pocket limit for the year.
Your medical and prescription drug costs combine and accumulate together toward one out-of-pocket limit. In addition, your family members’ expenses accumulate together to meet the Health Savings Plan’s overall family deductible and out-of-pocket limit amounts. You pay the full costs before plan cost sharing begins for any one family member.