Sandia offers three dental plan options to help keep your pearly whites healthy and provide coverage when you need dental procedures.
The dental plan is available to regular employees, postdoctoral appointees, limited-term employees, and eligible dependents. Student interns are not eligible.
Preventive dental care—cleanings and X-rays—are covered at 100%.
When you need care, you can go in- or out-of-network. When you use a Delta Dental contracted network provider, you will pay less.
You do not need to enroll in medical coverage to elect dental benefits.
Three Plan Options
You have three dental plans to choose from:
The Value Plan offers the lowest maximum benefit, with 70% coverage at the highest level.
The Standard Plan provides a benefit that’s higher than the Value Plan and 80% coverage at the highest level.
The Plus Plan offers the highest maximum benefit, with 90% coverage at the highest level. You must remain in the Plus Plan for at least two consecutive years.
Four Coverage Tiers
You can choose from among the following coverage tiers:
Employee + child(ren)
Employee + spouse
Employee + spouse and child(ren)
All the dental plans cover the services below. What you pay for services depends on the plan you choose and the network provider you use.
Diagnostic and preventive care, such as routine cleanings and exams, at no cost to you
Basic and restorative services, such as filings, root canals, and extractions
Major services, such as crowns, bridges, and implants
All three plans cover diagnostic and preventive care at no cost to you when you use PPO or Premier network providers. For basic and major services, you’ll pay a deductible before the plan begins to share costs.
Only the Standard Plan and Plus Plan cover orthodontia; the deductible does not apply to orthodontics.
Dentists who participate in the Delta Dental PPO Preferred or Premier network will submit claims for you. After processing, providers will bill you for your share of the costs. If you go out-of-network, you will have to submit a claim for reimbursement; you can get a claim form through the Delta Dental consumer toolkit.