What you need to know
Sandia-provided benefits offered to Medicare-eligible retirees depend on whether you retired on or before Dec. 31, 2011, or on or after Jan. 1, 2012.
As a Sandia Medicare retiree, you’re eligible to shop for supplemental Medicare plans, including Individual Medicare Advantage plans, through Via Benefits — Sandia’s retiree health benefits administrator. Via Benefits can assist you with your eligibility, enrollment, and premium statements/payments.
For 2021, Sandia offers a new coverage choice to Medicare retirees — the Sandia UnitedHealthcare Group Medicare Advantage PPO. Refer to the Benefit Choices and Enrollment Guide for Individuals Who Retired After January 1, 2012.
Your costs for coverage depend on when you retired, your years of service, and your coverage level.
Retiree Health Coverage Eligibility
You need to meet specific age and Sandia service requirements in order to be eligible for retiree health benefits. Employees hired after Jan. 1, 2009, are not eligible. The following HR Solutions articles provide more details about eligibility and the benefits available to you:
Your Retirement Date Determines Your Benefits
You have the following options for Sandia-sponsored group Medicare Advantage plans for medical and prescription drug coverage. The plans are offered through Via Benefits. Some of your plan options include:
- Humana Medicare Employer HMO Plan
- UnitedHealthcare Group Medicare Advantage (PPO) Plan
- Kaiser Senior Advantage (California only)
Your Spending Arrangement
As an alternative, you can choose the Your Spending Arrangement (YSA), which is a Sandia-funded account. You use your YSA funds toward purchasing an individual Medicare plan through the Via Benefits marketplace.
The amount of annual YSA credits you are eligible for depends on when you retired and/or your years of service. Annual YSA credit amounts are prorated for individuals who retire mid-year or who become eligible for Medicare mid-year.
Sandia provides Medicare-eligible retirees who retired on or after Jan. 1, 2012, with Your Spending Arrangement (YSA) credits to use toward paying for health care coverage.
The amount of annual YSA credits you are eligible for depends on when you retired and/or your years of service.
You choose Medicare coverage through the Via Benefits marketplace, purchase it yourself through Via Benefits, and then get reimbursed from the YSA funds Sandia provides.
Enrollment and Using Your Benefits
Via Benefits handles the retiree plan administration of your eligibility and enrollment for the Sandia retiree health benefits, as well as billing and collection of retiree health coverage premiums.
Via Benefits can also help you enroll or disenroll when you have a life event and answer any benefits eligibility or premium billing questions.
Retiree Open Enrollment
Each year, Sandia holds open enrollment – usually in the fall – which is your opportunity to review your benefits and make plan or coverage changes that would go into effect Jan. 1 of the following year.
You can attend an open enrollment benefits fair to learn more about benefit changes and hear from the plan providers. Sandia announces dates and times on www.sandiaretireebenefits.com before each open enrollment period.
If you wish to change your benefits during open enrollment, call Via Benefits at 888-598-7809 to speak with a licensed benefit advisor who will help you find and enroll in medical and dental plans that meet your needs.
Documents and Forms
Benefits Choices and Enrollment Guide:
2023 Guide: For individuals who retired prior to Jan. 1, 2012
2023 Guide: For individuals who retired after Jan. 1, 2012
2022 Guide: For individuals who retired before Jan 1., 2012
2022 Guide: For individuals who retired after Jan. 1, 2012
Your Spending Arrangement (YSA) Program Summary
NTESS Health Benefits Plan for Retirees Summary Plan Description (SPD)
UnitedHealthcare Medicare Evidence of Coverage (EOC)
Dental Care Program (DCP) Program Summary
Contacts and Resources
To shop for Medicare plans or enroll, visit www.my.viabenefits.com/sandia.
For details about the health benefits available to Medicare-eligible retirees, go to www.sandiaretireebenefits.com.
Thinking about retirement?
From planning for the income you’ll need, to setting a potential date, to starting the process, Sandia offers resources and tools to help you on your way.