Benefit Plan Documents

What you need to know

This page provides links to many of the documents that govern Sandia’s benefit plans.

For example, a summary plan description (SPD) is a summary of many of the important features of your benefit plan. It covers eligibility, participant obligations, and provides important contact information for the plan’s fiduciaries.

Also, the Required Notices section below includes several required legal notices, including HIPAA Notice of Privacy Practices, Medicare Part D, CHIP, Women’s Health & Cancer Rights, and Newborns’ and Mothers’ Health Protection Act.

Healthcare Benefits for Employees

NTESS Health and Welfare Summary Plan Description (SPD) for Active Employees

NTESS CAFETERIA PLAN

NTESS Onsite Clinic Program

UnitedHealthcare Benefit Summary

Kaiser Benefit Summary

Blue Cross Blue Shield of New Mexico Benefit Summary

Dental Care Program (DCP)

Vision Care Program (VCP)

Sandia is required to provide an SBC for the medical plan in which you are enrolled. All SBCs are provided in a uniform format and are designed for you to better understand the coverage you have and allow you to compare your coverage options across different types of plans and insurance products. The SBCs do NOT replace the Summary Plan Descriptions (SPD) and program summaries which are also legally-required documents.

2025 SBCs:

Total Health PPO Plan

Health Savings Plan

2024 SBCs:

Total Health PPO Plan

Health Savings Plan

2024 Benefits Guide (pdf)

2024 Open Enrollment News (pdf)

2024 Medical Plan Comparison Chart (pdf)

2024 Dental Plan Comparison Chart (pdf)

2024 Vision Plan Comparison Chart (pdf)

2024 Full-Time Employee Monthly Premium Rates (pdf)

2024 Part-Time Employee Monthly Premium Rates (pdf)

2024 Open Enrollment At a Glance Flyer (pdf)

2024 Open Enrollment FAQs

Medical Plan Options Video

Health Savings Plan Video

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Healthcare Benefits for Retirees

Sandia Total Health administered by UnitedHealthcare Program Summary

Sandia Total Health administered by Kaiser Permanente Program Summary

Sandia Total Health administered by Blue Cross Blue Shield of New Mexico Program Summary

Dental Care Program (DCP) Program Summary

NTESS Post-Employment Health and Welfare Benefits Plan Summary Plan Description (For Employees Who Terminated Employment Before January 1, 2012)

NTESS Post-Employment Health and Welfare Benefits Plan Summary Plan Description (For Employees Who Terminated Employment On or After January 1, 2012)

2024 Sandia Retiree Health Benefits Enrollment Guide

Your Spending Arrangement (YSA) Program Summary

UnitedHealthcare Group Medicare Advantage PPO Evidence of Coverage

UnitedHealthcare Group Medicare Advantage PPO Complete Drug List

UnitedHealthcare Group Medicare Advantage PPO Additional Drug List

Humana HMO Plan Guide

Humana HMO Evidence of Coverage

Dental Care Program (DCP) Program Summary

NTESS Post-Employment Health and Welfare Benefits Plan Summary Plan Description (For Employees Who Terminated Employment Before January 1, 2012)

NTESS Post-Employment Health and Welfare Benefits Plan Summary Plan Description (For Employees Who Terminated Employment On or After January 1, 2012)

2024 Sandia Retiree Health Benefits Enrollment Guide

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Required Notices

Notice of Protection Against Surprise Billing Model

No Surprises Act Billing Complaint Procedure

Health Plans HIPAA Notice of Privacy Practices

HIPAA Special Enrollment Periods

Disclosure of Medicare Part D Creditable Coverage Notice

Medicaid and the Children’s Health Insurance Program (CHIP) Notice

Newborns’ and Mothers’ Health Protection Act

Women’s Health and Cancer Rights Act

Notice of Continuation of Coverage Rights Under COBRA

Required 1557 Nondiscrimination Notice

Notice to Employees of Coverage Options

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Pension Plans

Retirement Income Plan (RIP) Summary Plan Description (Jan. 2022)

Retirement Income Plan (RIP) Summary of Material Modifications (Jan. 2024)

Retirement Income Plan (RIP) Frequently Asked Questions (April 2024)

Retirement Income Plan (RIP) Annual Funding Notice (April 2024)

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401(k) Plan

Savings Income Plan (SIP) Summary Plan Description

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Life Insurance and Disability Protection

Summary Plan Description (SPD)

NTESS Health and Welfare Summary Plan Description (SPD) for Active Employees

Benefit Summaries

NTESS Group Long-Term Disability Plan

NTESS Business Travel AD&D Policy/Certificate Non-Rep

NTESS Business Travel AD&D Policy/Certificate Rep

NTESS Voluntary Life, Group Accident, and Dependent Group Life Insurance Benefit Summary

MetLife Voluntary Plans Coverage Information

NTESS Group Term Life Insurance Benefit Summary

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Adoption Assistance Program

Adoption Assistance Program Summary (Jan. 2021)

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Summary Annual Report

The Employee Retirement Income Security Act of 1974 (ERISA) requires Sandia Corporation to furnish a Summary Annual Report for covered benefit plans to all participants and beneficiaries. The Summary Annual Report summarizes the financial information of benefit plans for plan year 2022, prepared in 2023, as required by the Department of Labor. In 2022, benefits provided under certain separate ERISA plans were added to Plan 540 and Plan 545, and separate plans were terminated.

NTESS Health and Welfare Benefits Plan for Active Employees

NTESS Post-Employment Health and Welfare Benefits Plan

NTESS Terminated Welfare Benefit Plans

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